List of top best health insurance companies in India approved by IRDAI :
Health Insurance Companies | Network Hospitals | Incurred Claim Ratio (2022-2023) | Claim Settlement Ratio |
Aditya Birla Health Insurance Company | 11000+ | 64.68% | 93.7% |
Bajaj Allianz Health Insurance | 18400+ | 74.27% | 96.59% |
Care Health Insurance Company | 22900+ | 53.82% | 100% |
Cholamandalam MS Health Insurance | 11000+ | 67.88% | 87.5% |
Go Digit Health Insurance | 16400+ | 71.87% | 96.09 |
Future Generali Health Insurance | 8000+ | 79.18% | 96.01 |
HDFC ERGO Health Insurance | 12000+ | 79.04% | 98.49% |
IFFCO Tokio Health Insurance | 7000+ | 111.18% | 89.38% |
Kotak Mahindra Health Insurance | 9000+ | 56.01% | 96.90% |
Liberty Health Insurance | 6000+ | 74.17% | 94% |
Magma HDI Health Insurance | 8400+ | 72.10% | 92.34% |
ManipalCigna Health Insurance | 8500+ | 64.66% | 99.9% |
National Health Insurance | 6000+ | 102.35% | 86.28% |
New India Assurance Health Insurance | 8000+ | 103.33% | 97.7% |
Niva Bupa Health Insurance | 10000+ | 54.05% | 99.99% |
Oriental Health Insurance | 3300+ | 130.09% | 90.18% |
Raheja QBE Health Insurance | 5000+ | 138.67% | 95.8% |
Reliance Health Insurance | 9100+ | 86.31% | 98.65% |
Royal Sundaram Health Insurance | 10000+ | 83.36% | 95.95% |
SBI Health Insurance | 16625+ | 73.92% | 88.4% |
Star and Allied Health Insurance | 14000+ | 65.00% | 99.06% |
Tata AIG Health Insurance | 10000+ | 78.33% | 86.5% |
United India Health Insurance | 14000+ | 89.57% | 94.5% |
Universal Sompo Health Insurance | 12000+ | 82.84% | 87.8% |
Zuno Health Insurance | 10000+ | 89.59% | 91.1% |